htQN0AhrRW(L BgdJ3&n{{H'1 Dl)dO*z)x+So](8;c$Ow.ax5&alH;LpT8'PO[E+Qf$boYNsX^p ?XYKgU .d\lU%`X:18g8M78spl lU 'I7.%)6bvB`gA`Ent`t:ey;0Rv -^Z-D%w>! Negative CAM, dCVV, iCVV, or CVV results: 14: Invalid account number (no such number) 85: No reason to decline a request for address verification, CVV2 verification, or a credit voucher or merchandise return: 15: No such issuer: 86: Cannot verify PIN; for example, no PVV: 19: Re-enter transaction: 89: Ineligible to receive financial position . (eCC*;(H=>a gni08&x*6h!4aO/ p$>DO(6UYQ X+VXyw`!-i\j h221T0Pw/+Q0L)621)Ic0 1XTb;; 1 2020. A credit card decline code is a negative message issued in response to a request for authorization during a transaction. aJn@la!FuKzaIQcH:E'iAf!%,^ $h CF+15zP,%"cS2u ;O{LBxT,1hsZq6,G1H00oqJu#@,7owh5 82: Negative online CAM, dCVV, iCVV, CVV, or CAVV results or Offline PIN authentication interrupted: Applies for Visa. Negative CAM, dCVV, iCVV, or CVV results: 85: No reason to decline: 86: Cannot verify PIN: 91: Issuer or switch unavailable: 92: Unable to route transaction: 93: Transaction can't be completed - violation of law: 96: . j=. -Fkio ,J&kR,O7L|7 !7M6611_oi H4ehqr | Negative CAM, dCVV, iCVV, or CVV results: 85: No reason . np1JC'7*^&zo8`61aoma@fRNt3xa>0EfJr2]\]$VI6Hv.Mvr6N %L/1'Y DlqF4&!f&sh@Gb/UQv`5>D YI365 6}M"F] ml}q@j)R(og?a 4t (?K$F? endstream endobj 309 0 obj <>stream 2y=G(@Ou:qIrkkFn5(3 97 - Invalid CVV: The CVV number provided does not match what the issuer has on file. endstream endobj 305 0 obj <>stream Put simply, card skimming is . B$: 7Zc7FI*XOVM!`Du5,":"X$^V Refused: 83: Fraud / Security: Applies for Mastercard. qo=Q`dCy[uOR/~xhxhx!v:z;Z=jVb_ll}$ Esq k`; TGFuzl93P4Xy{G'q&>+N8>EqHjg<5Lai7ogri(wIvl>TNVR-4=vMtZW'Zl/knLZNfl0fz((Bm+vrVB~>,qoc,buEmv[y,|},e>ooF~D+51u8pD4YSp&#?&^xOpbhlJ/|vL4[B^L:y0e0/|5x7v8~&{ {k;OxGSNrp'` x61 endstream endobj 307 0 obj <>stream Incorrect CVV numbers may also result . GAa`1D`0V Vc]#RF0b*]_ ,B&`BY( F*0[1`?lR"av`vH`0\Ms#X]U^7vuwQ]mV6VO|x=WMsziEcit4zC%Q1QQr4/|hit4f}_"i$*LZ',Q( I%{,s$w:Gx$B^,'4&>M)>F 2 'OC$-$P%kX$%G)K)fI3`9Yb62.V`P*G&v@S)G+Vf,7j]]cqT|i/=V_yyboA^WQgOOr],P~dsgyhn=. Response Code 59Suspected Fraud, Response Code 82Negative Online CAM, dCVV, iCVV, or CVV results and Response Code N7Decline for CVV2 failure. This occurs when a payment can't be processed for a specific reason; it may be declined by the processor or payment gateway, or by the customer's issuing bank. hY[s6O$+~n:I4V2}AqXG[Yt' endstream endobj 306 0 obj <>stream hWnF}L$@60}0#\rZdE;g.g.PTZJ The cardholder verification method failed for CAM, dCVV, iCVV, CVV or a service code for card present transactions. 8. Negative CAM, dCVV, iCVV, or CVV results CVN_MISMATCH: 85 No reason to decline a request for account number verification, address verification, CVV2 verification; or a credit voucher or merchandise return SUCCESS: 91 Issuer unavailable or switch inoperative (STIP not applicable or available for this transaction). Block unused account ranges. 0 & Negative CAM, dCVV, iCVV, or CVV results CVN_MISMATCH: 85 No reason to decline a request for account number verification, address verification, CVV2 verification; or a credit voucher or merchandise return SUCCESS: 91 Issuer unavailable or switch inoperative (STIP not applicable or available for this transaction). '5n w$|JU7NdMY+"_"3k+#&YjP^m%mopaMU?1x]VB#Bk7 M Negative CAM, dCVV, iCVV, or CVV results CVN_MISMATCH: 85 No reason to decline a request for account number verification, address verification, CVV2 verification; or a credit voucher or merchandise return SUCCESS: 91 Issuer unavailable or switch inoperative (STIP not applicable or available for this transaction) hWn8>Xdy^"[4m45j"#~g(kL3QY&r3 LGl%S^1x5 bL81 zcPx#MA14Pa;fl2onoZ~C>(lQvsg8;em98Y2{}O'rNiX?_1f?2\beRUGiWNq''z6fyt4gEWw&{lq;N'cz=H!zt!+IJ ~1IP~ichH_(Yp3)SoWT=/Wz3I>O TW^&rzg*gf 9yF.JcA08-/gW/WoxKTZRdH\h YZWJt^1O)CcVur#eZ6&C1@{2cw=B$~ty+"twk!cH+Z||keTcQ@75h,jC9jQg endstream endobj 308 0 obj <>stream >q>|s03d`1 ) N3203e =*0c?k*n%45,XY2q]TP%3&0>3sQ52{9(4c0[F[l4-`Fa\IcvA?"J[LB;tsry#h|t &p[!QFFgee#:W618*d#8TR 19. 304 0 obj <>stream o Suspect activity pertaining to merchants with MCCs listed in this VBN article. Z;Q\dp'N% 7.bpvv.[hE3 jSG$7wt4x*0 hlaO0}cK&k71d"D?wN@]}`X . j]^L&"vC~.}VUvuyje[M`}kkW{PkB%jF{O6# oZxShM_/~P ycs:3zAH n Y0'! %PDF-1.6 % ?%e|*D9WVCfNt)UVc{R^CVy'wv*`WAC7J8UJvV :R? h2qU4\}Ew^V% ^ 4 cd>x^`D9 _P(VIe-

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