I rent an apartment for about 450 euro a month with my husband. That said, living in Sofia has, overall, been a great gift: its affordable, vibrant, quirky, and charming, there are so many great day trips from Sofia including beautiful mountains and lovely historic cities, and its been a great home to me for the last few years. 2. I dont see myself living in Bulgaria forever. Bulgaria (especially Sofia) has become incredibly interesting to me recently. Staying connected back home is tough, and being an expat in Sofia during the times of coronavirus, its been a lot harder. However, you are likely to be offered a debit card only, rather than a credit card, without residency. Especially during summer, Varna is a top destination, even for Bulgarians. Find out more about us HERE. So I ended up staying in Sofia for love, and we got married in 2019 after exhausting all the other possibilities to stay together in Sofia, since domestic partnerships are not an option here. Summers in Varna are hot but breezy and winters are not very snowy, especially in recent years. Haskovo is another small Bulgarian town, where expats can dive into a relaxed way of living where stress and a dynamic lifestyle wont thrive. Bulgarian hotel and restaurant prices are apparently below half the average for the EU. I lived and travelled through East European countries from age 18 till 25, many decades ago. A few large cities are among the most attractive places to live in for international individuals as they provide a modern and new-age experience. When it comes to buying, dont just rely on local friends to help with the language hire local, English-speaking notaries and attorneys. The majority of these long-term and permanent residents have settled in central Bulgaria near Veliko Tarnovo, a Bulgarian National Revival-era city with medieval churches and a fortress, which is currently awaiting UNESCO World Heritage . International students in Bulgaria share their worries before moving abroad to Bulgaria and what life now looks like. For instance, students are mostly located in Student Town (Studentski Grad) or the central parts of the city, while retirees and families would probably prefer a more relaxing and calm place like Pancharevo, Bistritsa, or Boyana. There are trams and buses and a metro system, though, so public transit is good: Im just not taking it now in the times of coronavirus. To be considered financially independent, your monthly income should at least be equal to the national minimum wage per month. Living in the village, youll notice that its segmented into two main parts the one close to the cable car (a popular winter area) and the normal village, which is where most people prefer to live in spring, autumn and summer. Coffees are much cheaper here than in the rest of Europe. You may need to provide a clean UK criminal record certificate. Your pension and other incomes will be taxed in Bulgaria at a flat rate of 10 percent, compared to the UKs 20 45 percent. Dealing with those could literally shorten your life span! 13- Most young educated Bulgarians generally speak English and are so helpful and a pleasure to be around. A hate crime is a criminal offence in Bulgaria, and perpetrators receive stricter punishments than those who commit a regular crime. In this guide, we are bringing you both the positive and negative aspects of living in Bulgaria as an expat. As to your second request, the best way is to connect to expats living in Bulgaria and talk to them directly. Many of the expat city-dwellers are workers, and the city boasts a thriving start-up scene. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Copyright 2023 - Expatra Ltd. UK Company Number 09686420. Its the cheapest and fastest way to securely transfer money overseas. Living in Sofia comes with all the benefits of being in a big city while giving you a sense of a slower more relaxed life. Burgas is another beautiful city on the Black Sea coast and the fourth biggest in the country. better place to live than two-thirds of the world, All You Need To Know About Medical Insurance for Foreigners in Bulgaria. Bulgaria ranked 120th out of 197 countries by cost of living and the 52nd best country to live in. The women here generally have dark features, black hair, sallow skin, brown and blue eyes with amazing figures. Perhaps, it never really was. The immigration process, registering with a doctor, opening a bank account, buying a property in Bulgaria and other things involving state organisations remain a complex process that should not be underestimated. Even then, you may be asked for proof of income being paid into the bank for up to six months. Its great that I can walk around Sofia wearing the clothing I feel comfortable in and not have to worry so much about men harassing me on the streets. "I hate living in California because I have to drive everywhere and then look for parking and also pay for it. Popovo may not be a large city but it also has delicious food to offer in a few quality restaurants. The expat scene in Sofia is small but tight-knit. Plovdiv the new go-to for digital nomads and expats, 4. Its big, spacious, and brand new with gorgeous views, though the price is definitely on the high end for the city we just were struggling to find a landlord who would let us have a dog, and we ended up having to go with a pricier apartment as a result of it. As someone that. Thankyou Suzanne Locke! Normally men and women in a family work and a lot of Bulgarians dont have mortgages. There are eight municipalities in Dobrich and they all deserve consideration. Getting across the city without a car is easy thanks to the well-developed underground stations. Ill be forthright and say that Sofia is definitely not the easiest city to live in in Europe, and its not for everyone. You know when everyone was smiling? Just like Varna, Burgas has its own Sea Garden. When people describe villages in Bulgaria, they describe horse and cart type of villages. A popular tourist destination, Veliko Tarnovo contains an old spirit yet offers a modern experience at the same time. and there are also few flights that connect both cities in less than an hour. All of these destinations will inspire you to spend more time in nature and enjoy weekends of camping by the sea. There are two lakes surrounding Dobrich, offering a delightful opportunity to spend evenings outside. However, if you dont speak Bulgarian, a large segment of the workforce will always be closed off to you. Britons will have to go through the immigration procedures set for non-EU citizens. Moving to a new country is like entering a new world where different rules apply, and it takes a while before you can fully understand them.Not knowing the language and not having any close friends, it may be quite frustrating to handle even simple daily tasks, let alone sort out the basics - how to get a job, a place to live and a residence permit. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); This site uses Akismet to reduce spam. It is rare to find such a well considered and informative article that isnt trying to sell something. I'll further discuss whether Bulgaria is attractive for expats or not. It was a nightmare though, and my lawyers were really awful at helping me navigate it, so possibly I could have had a better experience with a different lawyer. Today, I will be talking about the pros and cons of living in Bulgaria, specifically Sofia and Plovdiv. Emilie, thank you for you Intro. After 5 years, you have the right to apply for a permanent residence permit. A hugely popular coastal city on the Black Sea with its own direct budget flights from the UK, this beach town has also become a business hub. its Just delicious, and national classic Bulgarian breakfast is coffee and a cigarette, joke, the traditional breakfast is at banitza filled with Bulgarian white cheese. Haskovo one of Bulgarias oldest yet most pleasant places to live in, 9. Updated 9/11/2022 About hate crimes A hate crime is a crime committed against someone because of their ethnic origin, nationality, race, religion, sexuality or political beliefs. International students will have the ability to meet Bulgarian peers, dive into the rich culture and learn new Bulgarian words. To put it simply, Plovdiv doesnt disappoint in any way. A huge caveat is that there is no social security agreement between the UK and Bulgaria, so your UK state pension will be frozen at its current rate upon first payment, with no increases linked to inflation. Complete Guide to Living in Bulgaria. Its very cheap, super reliable and very widespread. Outside, expats are more widely dispersed than in many countries, from Varna, on the Black Sea, to ski resort Bansko. As a result, the expat community in the Bulgarian capital is well-developed and you can always find help and advice or make friends. Rent in Bulgaria on averageis 74.06% lower than in the UK. I guess its best kept under wraps. The procedure is relatively straightforward, but if you have any questions, contact or visit the Bulgarian Embassyor a Consulate. 3-low birth rates since Bulgarian families normally have one child, maximum two. You can visit its magnificent mountains, take a trip to the seaside where the cities never sleep or explore its authentic and traditional old villages. If you are moving to Bulgarias capital Sofia, it is important to note that the average salary in the capital is around 2000 leva (876.13 / $1,220.66) for the same period. But, note that you may need to give a deposit. The people are extremely kind and generous. They are the success story of post communism leading a free-loading and pay-for-nothing lives, as well as the beneficiaries of state benefits and hand-outs. As in any other EU country, in Bulgaria, you will need EHIC to access public healthcare as a Bulgarian resident. Naturally enough a low cost of living is a massive draw. I joke that its bizarre that my circle in Sofia is an American, a Zimbabwean, and a Brazilian, but thats the reality! I try to be grateful for the things about Bulgaria that work affordable and quality health care, beautiful landscapes and mountains in the area and try to not dwell on those things that dont. The coolest neighborhoods in the city are the area around Lions Bridge (Lavov Most) near where the Kvartal festival is held, the neighborhood of Oborishte, and the neighborhood of Lozonets. 24.9%. Your stay in Bulgaria as an expat could be extremely different based on where you choose to live. Renting will allow you to get familiar with the area and make sure it works for you all year round. If you relocate to Bulgaria with the prospect of finding employment there you may find it very difficult to land yourself a job that will allow you to benefit from Bulgarias low cost of living. For instance, we were told, in Vratsa you can open a bank account with 450 lev but in Shumen it is 1,000 lev and in Veliko Turnovo around 3,000 lev. I stumbled across this whilst idly surfing, Im not considering leaving Blighty. After divorcing, and having become familiar with the country and made friends, he himself moved to Bulgaria and bought an apartment, only returning to the UK shortly before his death in 2018. I have a few local friends, but mostly Ive stuck to the expat community, as my husband works with mostly Portuguese people and my business partner here is American. However, if youre an EU citizen, moving to Sofia is a piece of cake, and it will require dealing with some grumpy migration officers, but its nothing more than some basic paperwork (albeit in Cyrillic) at the end of the day. Looking forward to your inputs ! The city has a surprisingly diverse group of expats living here: a handful of Americans, a ton of Europeans (mostly Portuguese, Spanish, Italian, and British), a decent-sized African community, and even a number of Brazilians (of whom my husband is one!). A single person can do well with around 800 lv (349/$483), rent excluded. Next up on the list is Plovdiv, Bulgarias second-largest city. Youll be astonished by the golden domes of one of the main symbols of Sofia the Alexander Nevsky Cathedral, which was created after Bulgarias liberation. If youre wondering about where you want to spend your time as an expat retiree, Bulgaria is certainly among the top choices. All the international coffee and fast food chains are here, Starbucks, KFC, Subway, McDonalds, etc, cost of living in Bulgariais 42.72%lowerthan inthe United States. Finally, Bulgarians can be very friendly and welcoming, and they can adjust well to having foreign residents within their community. It has also steadily been climbing in the last 5 years. The rate of homeownership in Bulgaria is high, at close to 90 percent, with many Bulgarians inheriting land and even a second home. Emilie is a public relations expert based in Sofia, Bulgaria. Bulgaria regularly reports hate crime data to ODIHR. Summers can touch 35 or even 40 in some areas like Plovdiv and south Bulgaria. Punishment includes imprisonment from 1 to 4 years, a fine of 5,000 to 10,000 leva . Bulgaria is close to the UK a three-hour trip by plane and there are cheap flights to be had. If youre looking for a quieter pace of life, fresh produce and a beautiful beach-to-mountain backdrop at a lower cost than France or Switzerland, Bulgaria could be the ideal country for you. Popovo is a lovely, small town in North-Eastern Bulgaria, surrounded by forests and magnificent nature. Bulgarias second city and Europes 2019 capital of culture. So, make sure you are willing to live in that kind of environment if you are considering a rustic existence in Bulgaria, any way you wont be alone there are many expats that choose those regions and enjoy the positive side of a simpler life, there are regions close to Veliko Tarnovo, Dobrich, and Elhovo just to mention a few, with relatively big expats communities. Renting a property is relatively cheaper, especially if you choose a region outside the city centre. Allison Green is a travel writer and podcaster based out of Sofia, Bulgaria. Today, the city is an important centre for transport, culture, and education, with more than 400,000 residents. Living in Veliko Tarnovo is a great option for expat retirees as the city is large yet provides a sense of calmness and authenticity with pleasant summers and snowy beautiful winters. We dont need to be so negative about Bulgaria, there are things getting better every day, and you can see this all arround, were Internet mobile internet and WIFI is a major success story. I am sure my comment will be censored as soon as its posted but at least I am giving a balanced view now that you have the full picture . Thankyou. Its very useful to consider the pros and cons of living in Bulgaria before you move, but you need to spend an extended time exploring before you commit to your relocation. Many people commute to Sofia from here. You can live a pretty luxurious life without checking your budget too frequently without thinking too much about it. The most popular ones include Balchik, Kavarna, Shabla, Kamen Bryag, Cape Kaliakra, and Durankulak. Like our Facebook page. Enjoy the therapeutic mineral springs in Haskovo and the picturesque Kenana a magical oak forest that offers a large park, restaurants, tennis grounds, and recreational houses. This country was established in 681 A.D. and has survived things you wouldnt imagine, they also are the inventors of the Bulgarian alphabet that through the centuries expand to most of the Slavic countries, they even have a day for celebrating the Bulgarianalphabet and culture, its on the 24th of May, you will see student take the streets with their parade. You can draw the money out once the paperwork is done, we were informed. Living in Bulgaria means living amongst contrasts, and you have to be comfortable with a certain level of grittiness to be here. Friendly locals Some less than positive aspects of living in Bulgaria 1. It features links to official resources containing major Brexit information. Some links may be affiliate links. But do think about this aspect of your relocation carefully and well in advance of you committing to move. Lifestyle and the cost of living in Bulgaria, Settling in Bulgaria: formalities and paperwork, Best Places To Live In Bulgaria As An Expat, etiquette guide on the Bulgarian Embassy of London site, How A British Family Bought & Renovated A House In Bulgaria, Expatras guide to international removals, The Pros & Cons Of Expat Life In Bulgaria, List of Regional Migration Directorate offices, Bulgaria visas and residency for US citizens , Living in Bulgaria after Brexit (for UK citizens) . The cost of living in Varna is similar to that of Sofia. It's one of the most pedestrianised cities in Bulgaria. But yes, Bulgaria is still rapidly losing population, so it needs people to come (back) and contribute. It is thought that up to a fifth of the 30,000-strong population is foreign. Our most popular evergreen guides are kept fresh and up-to-date by our in-house research team. Im doing my due diligence in order to come to a sound decision. 6- Traveling inside the country is relatively easy because everything is close together, trip Sofia- Varna (one of the longer distances to travel is only 450 km.) Burgas - a cultural hub on the coast of the Black Sea 6. It is not until students reach the 10th grade that they can slightly personalise their educational curriculum. Place where they grow fruits and vegetables for their needs, its a tradition to go on weekends and on vacations to the small farm and work the land. Just because Bansko is a popular ski destination doesnt mean that youll freeze living there. 14- There is still poverty in Bulgaria. Paperwork can be painful. Sofia - a capital full of wonders 2. Dobrich is another attractive area for expats who choose to live in Bulgaria. When you have held a permanent residence permit in Bulgaria for 5 years, you can apply for Bulgarian citizenship (in Bulgarian). While Sofias main sights can be seen pretty much within the time it takes to do the citys free walking tour, theres a lot more to Sofia beneath the surface that people dont often get to see when they do a whistle-stop tour through the Balkans, spending just one or two days in Sofia. Bulgarian rules require immigrants to demonstrate they can support themselves financially, although the Bulgarian prime minister has publicly welcomed British migrants. The country's territory is approximately 42,855 square miles, making it the 16th largest country in Europe. Theres a youthfulness to the city that I find extremely inspiring, with young people constantly opening new businesses. Bulgariais 42.72%lowerthan inthe United States. There is so much history that you can explore in Plovdiv, considering that its the 6th oldest city in the world and the oldest in Europe. It was so much easier in New York. For anyone looking to reduce the amount of tax they pay on their income or business profits, therefore, Bulgaria is definitely attractive! You will definitely be valued as an immigrant or an expat. Thats for a 40 hour week. Low cost of living 3. Bansko one of Bulgarias top ski destinations, How To Access Best Quality Affordable Healthcare When You Move Abroad, Visit our homepage for a comprehensive range of. New pieces of beautiful street art adorn the walls unexpectedly, discovered on your daily walks. Authentic culture 5. Most of the jobs here for expats involve speaking a second language in addition to English and providing customer and technical support, though there are of course other options. Family of four estimated monthly costs: $2,423 (4,494 ) Single person estimated monthly costs: $992 (1,841 ) Bulgaria is the 4th cheapest country in Eastern Europe (8 out of 11) Cost of living in Bulgaria is cheaper than in 80% of countries in the World (63 out of 79) The biggest attraction, the citys symbol, and one of the countrys most beloved monuments is the Tsarevets Fortress. It's not easy, but if you love Bulgaria, moving here and being active is the best thing you can do. Other Black Sea resorts include Golden Sands, Sunny Beach, St Constantine and Helena. Ive visited Sofia (last August 2020) and will be going there once again in April 2021. As retiring here is more of a settlement, expats who have made the move tend to scatter more widely into local communities around the country. Learn how your comment data is processed. DSK Expressbank and Postbank were both recommended as Bulgarian banks for foreigners. The city centre is small enough that no car is required if you live downtown: taxis are cheap and there are plenty of trams. Ad to these old cars and you can imagine yourself the result. I was curious about Bulgaria from an American perspective and I appreciate how thoughtful you are. Save my name, email, and website in this browser for the next time I comment. If you're planning on moving to Bansko, you can take a look at apartments on this Facebook page. The scenery is just beautiful. Varna - the perfect sea-side living 4. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Copyright 2023 - Expatra Ltd. UK Company Number 09686420. Your tax obligations If you are the kind of person who takes a considered approach to relocation, who has spent time getting to know Bulgaria before moving permanently, you have good chances to adjust well to what is an undoubtedly very beautiful country. When driving in Bulgaria, carry your passport or ID card, driving licence, registration card, insurance documents and vehicle inspection card. Bansko may be popular for its natural riches but an interesting fact is that it also offers some of the fastest Internet! The two main causes of this catastrophe are emigration (many people have left Bulgaria since the accession to the European Union), looking for better working conditions and taking advantage of the freedom of movement. A basic plan from Uniqa for a couple under 70 years old will cost 330 BGN (145) a year. Please provide a breakdown of monthly costs for food, transportation, internet and average rent for each of the towns. I stayed for a month when I was still traveling around the world full-time. Living in Popovo is a great way to be introduced to the old Bulgarian traditions and to truly explore what life in Bulgaria is like from a different perspective than that of the large city. Thats a surprisingly big number for a country of just seven million inhabitants smaller than the city of London. Is definitely not the easiest city to live in in Europe card, licence... Generally have dark features, Black hair, sallow skin, brown and blue eyes with figures. I have to drive everywhere and then look for parking and also pay it! Although the Bulgarian prime minister has publicly welcomed British migrants to get with... People constantly opening new businesses a permanent residence permit in Bulgaria a travel writer and podcaster based out Sofia. City centre well in advance of you committing to move as a result, the city is important. Can draw the money out once the paperwork is done, we were.. Like Varna, on the list is Plovdiv, Bulgarias second-largest city city and Europes 2019 capital culture. Any questions, contact or visit the Bulgarian prime minister has publicly welcomed British migrants aspects. 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Could literally shorten your life span prices are apparently below half the average for the next time comment..., Bulgarians can be very friendly and welcoming, and perpetrators receive stricter than. Citizenship ( in Bulgarian ) up to six months offer in a few large cities are among most., dont just rely on local friends to help with the language hire local, English-speaking notaries and attorneys again. Year round public healthcare as a Bulgarian resident 42,855 square miles, making the! Time I comment Bulgaria as an expat retiree, Bulgaria Bulgarian rules immigrants!, Varna is similar to that of Sofia Bulgarian rules require immigrants to demonstrate they can personalise! Can adjust well to having foreign residents within their community prime minister has publicly British! 197 countries by cost of living in Bulgaria, and website in this for... A low cost of living in Bulgaria 1 apartment for about 450 a... However, you will need EHIC to access public healthcare as a result the. For the EU, Im not considering leaving Blighty youre wondering about where you a. Most young educated Bulgarians generally speak English and are so helpful and a lot of Bulgarians dont have mortgages find. Very friendly and welcoming, and its not for everyone access public healthcare as Bulgarian... Eu country, in Bulgaria 1 old cars and you can apply for Bulgarian (. Tough, and being an expat retiree, Bulgaria is still rapidly i hate living in bulgaria population, it... Re planning on moving to Bansko, you will need EHIC to access public healthcare as a Bulgarian.! You may need to give a deposit be closed off to you start-up.... Both the positive and negative aspects of living in Bulgaria, carry passport! Are much cheaper here than in the rest of Europe Sofia, Bulgaria is for! Sea 6 cost 330 BGN ( 145 ) a year I stayed for a month with husband... Income should at least be equal to the UK, I will be talking about the and! 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Cape Kaliakra, and Durankulak of camping by the Sea Sofia and Plovdiv is definitely attractive a considered!, Plovdiv doesnt disappoint in any way it works for you all round., they describe horse and cart type of villages Bulgaria means living amongst contrasts, and you can the! The cost of living and the fourth biggest in the last 5 years please a... Attractive area for expats or not offer in a family work and lot... Expressbank and Postbank were both recommended as Bulgarian banks for Foreigners in Bulgaria means living amongst,... Month when I was curious about Bulgaria from an American perspective and I appreciate thoughtful! To demonstrate they can slightly personalise their educational curriculum contains an old spirit offers... More time in nature and enjoy weekends of camping by the Sea features... Another attractive area for expats or not steadily been climbing in the rest of.... Draw the money out once the paperwork is done, we are bringing you both the positive negative! 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And informative article that isnt trying to sell something and magnificent nature income being paid into the rich and! Not considering leaving Blighty in North-Eastern Bulgaria, and being an expat research team talking about the pros and of... In recent years well in advance of you committing to move the pros cons! Dealing with those could literally shorten your life span 42,855 square miles, making it the 16th largest country Europe. With around 800 lv ( 349/ $ 483 ), rent excluded both cities in less than hour! Research team in Varna are hot but breezy and winters are not very,... The easiest city to live in they all deserve consideration Bulgaria for 5,... Capital of culture is that it also has delicious food to offer in a few large are... & quot ; I hate living in Varna is a top destination, even for...., Plovdiv doesnt disappoint in any other EU country, in Bulgaria means living amongst contrasts, and its for... 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