No monthly fee and no costs for activation or inactivity; no credit check. Open-looped Prepaid Cards Linked to Social Security Number (SSN). Many of the best reloadable debit cards offer online banking options and mobile apps to track transactions and activity. Service fees vary by card, so you should check the list of fees associated with different types of transactions before you activate a new prepaid debit card. Can you get money from an ATM with a prepaid card? Bluebird by American Express. It offers a free debit card and a free secured credit card. The money on a prepaid debit card is not held in a bank account with your name. Parents can preapprove where their kids spend money, so $300 earmarked for school supplies can only be spent at a campus bookstore, for example. The Walmart MoneyCard offers its shoppers up to $75 per year in cash-back rewards: 3% for purchases made at Walmart.com and in the Walmart app, 2% at Walmart fuel stations and 1% at Walmart stores. Some cards in this roundup have nonbank program managers that partner with banks. By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Some of the most common reasons people end up regretting their prepaid cards are high fees, inconvenient funding and reloading methods. Most prepaid debit card issuers allow funds to be loaded and reloaded by direct deposit, cash or bank transfer. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. Some require photo identification and charge an activation fee up to $10 for loading the initial funds onto the card. Looking for a traditional spending account? ATM withdrawals: No charge from FamZoo, but ATM withdrawals will still cost you: Since FamZoo doesn't have any of its own ATMs, third-party ATM operator fees can apply. We looked at 45 reloadable prepaid debit cards offered by some of the biggest banks, credit unions and prepaid debit card issuers. And you get an additional 30 days for returns and exchanges. Cash withdrawal and third-party fees may apply. Finally, get paid up to 2 days faster with direct deposit. If you need to build credit or have been denied a bank account, a prepaid debit card might not be the best option: , and if you can't get a regular checking account, try. That way, if someone steals the account number, its of no value as that digital debit card has no balance. You can set up paychecks for direct deposit and reload your card using cash at over45,000 locationsacross the US -- including CVS, Dollar General, Rite Aid and Walmart -- at no extra charge. A prepaid debit card gives you the convenience of paying with plastic without the risk of overspending. Our content may include summaries of insurance providers, or their products or services. He has covered personal finance since 2013, with a focus on certificates of deposit and other banking-related topics. No monthly fees; no fee for cash reloads at Walmart. She earned a bachelor's degree in history from the University of California, Berkeley and a master's degree in social sciences from the University of Chicago, with a focus on Soviet cultural history. Chime is a financial technology company, not a bank. If they can find the bank account, they can garnish it. There are two plans to choose from starting at $20 a month or $200 a year. The compensation we receive and other factors, such as your location, may impact what ads and links appear on our site, and how, where, and in what order ads and links appear. She is based in Portland, Oregon. There is no monthly maintenance fee. As a result, there is credit or borrowing involved with prepaid cards. This keeps the monthly fee down to $5 with no transaction fees. Content Management Specialist | Bank accounts, bank account bonuses. Offers FREE consultation! ACE Elite Visa Prepaid Debit Card, AccountNow Gold Visa Prepaid Card, American Express Serve, BB&T MoneyAccount, Bluebird by American Express, Boost Mobile Wallet Prepaid Mastercard, Brinks Prepaid Mastercard, Card.com Prepaid Card, CashPass Prepaid Mastercard, Commerce Bank mySpending Card, Control Prepaid Mastercard, Exact Prepaid Mastercard, FamZoo Prepaid Card, Fancard, FasterMoney, Fifth Third Access 360 Reloadable Prepaid Card, Fred Meyer Prepaid Card, Green Dot Prepaid Visa Card, Greenlight Prepaid Mastercard, H&R Block Emerald Prepaid Mastercard, Mango Visa Prepaid Card, MOVO Virtual Prepaid Visa Card, MyVanilla Prepaid Card, Netspend Visa Prepaid Card, NexsCard Visa Prepaid Card, Opt+ Prepaid Visa Card, PayPal Prepaid Mastercard, PNC SmartAccess Prepaid Visa Card, Regions Now Visa Prepaid Card, RushCard Prepaid Visa Card, Starbucks Rewards Visa Prepaid Card, TD Connect Reloadable Prepaid Visa Card, Walmart MoneyCard, Western Union Netspend Prepaid Card. 11 Best Prepaid & Debit Cards (2023) - $0 Monthly Fees 2023's Best Prepaid & Debit Cards Below are our staff picks for the year's best prepaid and debit cards. And with direct deposit, you can get paid up to two days early.*. It is accepted anywhere that Visa debit cards are accepted. You can also receive instant transaction alerts and lock your debit card if you lose it. * It can be waived, however, each month you have a direct deposit of at least $500. Activate merchant deals in the app to receive cashback on eligible purchases. Plus, unlike many competitors, Truist doesnt charge cash reload or inactivity fees. Movo offers a virtual prepaid Visa that eliminates the need for a plastic card. The card allows consumers to pay bills, set up recurring payments, transfer money and performother banking services. Serve American Express Prepaid Debit Account, Do Not Sell or Share My Personal Information, Starbucks Rewards Visa Prepaid Card From Chase, Western Union Netspend Mastercard Prepaid Card. But if you're fee averse, you're not totally out of options the Bluebird American Express Prepaid Debit Account could be a solid choice for you. Simply load money onto your card with a mobile app or participating ATM, then spend that money anywhere that accepts debit card payments. General fees and features: No monthly fees and no costs for online activation or inactivity. Please try again later. Here are seven steps toward getting the best deal. Spencer Tierney is a consumer banking writer at NerdWallet. Downsides: No free ATM network; maximum monthly fee is higher than average; no mobile check deposit feature. If you dont prepay, the fee is $5.99 for a monthly subscription. You will need a bank account to transfer funds -- you can't reload with cash like most prepaid cards. or Stride Bank, N.A., Members FDIC. Downsides: No cash back at retailers. But Bluebird does have limits when it comes to merchant acceptance, and it doesnt allow cash back at retailers. The Amex Platinum Card, Chase Sapphire Preferred vs. Blue Cash Preferred, Ink Business Cash vs. The best prepaid cards offer convenience and dont charge many fees. The methods for adding money to a prepaid card vary from card to card. Prepaid debit cards let you enjoy the convenience of paying by card without a line of credit or a bank account. The Monthly Plan with a monthly direct deposit of at least $500 is the best deal in our opinion. Offers prepaid debit card with no minimum balance requirement. Reload methods: Direct deposit, debit card transfer, bank transfer. He's written about personal finance and investing since 2007 and is the author of the highly acclaimed book, Retire Before Mom and Dad. How to pick the best prepaid debit card for you? Your potential liability is capped at $50 if you give timely notice that your card has been lost or stolen. Credit card reviews and listings When you use your card for purchases, Extra spots you the money. Green Dot is a prepaid and reloadable debit card company that allows customers to pay rent and send out other payments. Currently, they report to Experian and Equifax. The American Express Serve card is labeled as a "full service reloadable prepaid account." Once you open and fund your account, you can then create virtual debit cards in an amount that you choose. You can also organize and pay your bills easily online or through the mobile app to keep your finances in order. For example, if you must have online bill pay, make sure the cards you consider offer this feature. We are an independent publisher. Here is a list of our partners. Prepaid debit cards come with a variety of fees that add to the cost. Utilize card payments without needing to connect your bank account. Other fees include reload charges, which can cost as much as $6 per transaction and ATM withdrawals of $2.50 on average. Use anywhere in the United States that accepts Visa. Charges ATM cash withdrawal fees up to $0.85 per transaction. The monthly fee is $7.95, which cant be waived. approved or otherwise endorsed by the bank advertiser(s). This site may be compensated through the bank The cards that made this list had the best combination of these categories. Check your account balance, review transactions and load checks through the app. The one drawback to this card is that there are no free ATM withdrawalsthey cost $2.50 each. Once you load money and activate the cards, there are ways to access funds with a prepaid card. We all know that Amex isnt accepted as widely as Visa/MasterCard (see above for those options). Urban One, the nations largest Black-owned media company, created the ONE VIP card to uplift Black businesses and empower underserved communities. She has over a decade of experience writing and editing for consumer websites. The fees for the Netspend card depend on the plan you choose and how you use the card. annual percentage yield. 6 of 11. Sign up and well send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money. Movo Virtual Prepaid Visa Card . . You might be asked to provide your full name, address, date of birth, email, phone number and Social Security number or Taxpayer Identification Number to verify your identity. But it's pretty cool to get notifications that your child wants to buy Starbucks shares instead of a latte. For regular debit cards, the funds for your payments are taken directly from your checking account as you make payments. It comes with the following: To support our work, we are paid in different ways for providing advertising services. General fees and features: $4 monthly fee thats waived if you have a Fifth Third checking account or if you make $500 or more in deposits monthly; no costs for activation or inactivity. And once you've verified your email address, you can pay bills and set up recurring payments. Jamela Adam is a personal finance writer covering topics such as savings, investing, mortgages, student loans, and more. Charges a $4.95 monthly fee. Free at ATMs in the MoneyPass network; $2.50 fee at other ATMs, plus any ATM operator fee. Up to four free additional accounts; savings account with 2% APY for first $1,000, and chances to win monthly cash prizes; option to lock and unlock your card via the app; text and email alerts. Premier is an upgrade from Netspends starter prepaid debit card. For fees, we focused on those fees that were unavoidable, such as required monthly maintenance fees. Bluebird by American Express - Editor's Choice. General fees and features: No monthly fee and no costs for activation or inactivity; no credit check. Theres no monthly fee, but cardholders pay $1.50 per purchase. General fees and features: $4.99 to $9.98 per month, depending on selected plan (more expensive plans include features like investing education and identity theft protection); no costs for activation, inactivity or account closure. No. Cash withdrawal and third-party fees may apply. No checks or cash can be deposited; no free ATM network; the daily purchase maximum per family account is $1,500 and daily ATM withdrawal limit is $100, which are much lower than average for prepaid cards. Our list of the best prepaid debit cards should satisfy just about any financial situation. Yes, you can pay your credit card bill with a prepaid card. Minimum initial load of $25. Pre-qualified offers are not binding. While many companies allow you to order a free card online, you can also purchase a card at a local retailer for anywhere between $1 and $6. NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer Access|Licenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc. (CA resident license no. A prepaid debit card costs $0 to $10 to activate and has monthly fees up to $10. You can buy prepaid cards at most grocery and convenience stores, online and over the phone. Scroll Down . Yet the combination of low fees, abundant features, and valuable benefits earns Bluebird the top spot. One client recently explained that he . Some cards in this roundup have nonbank program managers that partner with banks. Best overall prepaid debit card Serve American Express Card Monthly fee: $6.95 ATM Fee: Free at MoneyPass ATMs or $2.50 elsewhere Reload fee: $0 Cash reload limits: $20 to $500 Other. ACE Elite Visa Prepaid Debit Card, American Express Serve, Bluebird by American Express, Fifth Third Access 360 Reloadable Prepaid Card, Green Dot Prepaid Visa Card, Mango Visa Prepaid Card, Netspend Prepaid Card, PayPal Prepaid Mastercard, RushCardPrepaid Visa Card. You can buy a prepaid card online, over the phone or at a retail, grocery, convenience or drug store. Offers business and personal gift cards from $25 to $3,000. You can set up direct deposit of your paycheck and automate savings with Chimes round-up feature.1 You can also automatically transfer a percentage of every paycheck into a linked savings account.1 A Chime Checking Account is required to be eligible for a Savings Account. The scoring formulas take into account multiple data points for each financial product and service. You can set up a prepaid debit card for a specific spending category such as travel or dining out, and then use the card exclusively for those purchases to avoid overspending. Read our Western Union Prepaid Card Review, Read our PayPal Prepaid Mastercard Review, Free direct deposit of paychecks, government benefits payments or tax refunds, With direct deposit, get paid up to 2 days faster, FDIC-insured savings account that pays up to 5% APY, Purchase Cushion: Netspend may cover you up to $10 if you fall short, Reload Locations: Load money at over 130,000 locations. You can also add money to the card with checks and MoneyPak or through direct deposit and bank transfers. People trying to avoid judgment creditors often try to convert assets to cash and plan to hide the cash from discovery. Parents and turn a card off or on from the app. One of the biggest free ATM networks among prepaid cards. FamZoo Prepaid Card: Best for parents (tie). Our insurance content may include references to or advertisements by our corporate affiliate HomeInsurance.com LLC, a licensed insurance producer (NPN: 8781838). Multiple accounts under one plan, free and instant FamZoo card-to-card transfers, ability to lock and unlock FamZoo cards, budgeting tools. If you spend more than that, this prepaid card actually pays you for using it. Based on recent rules enacted by the Consumer Financial Protection Bureau, prepaid debit cards offer protection if they are lost or stolen which is similar to credit cards. Your spending limit is based on, among other things, the balance and history of your linked checking account. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. When I choose any financial product as the best overall pick in any category, I ask two questions: In both cases, the answer is clearBluebird by American Express. View NerdWallet's picks for the best checking accounts. Fifth Third Access 360 Reloadable Prepaid Card: Best for ATM withdrawals. You can schedule the transfers on a periodic basis to make money management even easier. Scroll down for more detail on each account. Are you sure you want to rest your choices? You use a prepaid card to make purchases in stores, shop online and pay bills. If you buy a prepaid card online, you might be issued a virtual card to use until you get your new card in the mail. Cardholders enjoy perks like two-day early direct deposit on checks and a free custom card design. You also get a mobile app (Apple or Android) and can receive alerts about your account via text or email. Even though they look the same, a prepaid card does not give you access to a line of credit. Theres no credit check required to get a prepaid card, and theyre often available even if you cant get a bank account because of a bad banking history. People without a bank account can have their government checks and paychecks directly loaded onto the card for greater access and security. Prepaid reloadable debit cards, sometimes called prepaid credit cards, offer an alternative to both credit cards and bank accounts. And parents and teens can receive text alerts when certain transactions occur. Prepaid cards with $0 purchase price. ACE Elite Visa Prepaid Debit Card (Pay As You Go) 4.6 Monthly Maintenance Fee $0 ATM Network 850 Minimum Deposit Requirement $0 Why We Picked It Pros & Cons Details Netspend Prepaid. You can try the card for free for the first month. There are no costs for activation or inactivity. No fees from Greenlight, but ATM withdrawals will cost you: Since Greenlight doesn't have any of its own ATMs, third-party ATM operator fees may apply. Rob Berger is the founder of allCards.com. What are the best prepaid debit cards? Deposit methods: Direct deposit, bank transfer and mobile check deposit; add cash at retailers such as 7-Eleven and Walmart (the retailer may charge a fee) or at Walgreens for free. They can pay interest to their young ones to encourage savings. Best with No ATM Fees: Serve American Express Prepaid Debit Account. Green Dot Load & Go is ideal for someone who doesn't rely on their card for everyday purchases. We ranked each account on 17 data points within the categories of fees, access, brand strength and rewards. Provides Serve, Serve Free Reloads and Serve Cash Back options. However, all CNET editorial content is independently researched and developed without regard to our corporate relationship to HomeInsurance.com LLC or its advertiser relationships. You could also incur an inactivity fee of $5.95 per month if you dont use the card for 90 days. No monthly fee with balance over $1,000. Each issuer sets different requirements for activating prepaid debit cards. 8. Each debit card you create has its own unique account number. This prepaid, reloadable card is family-friendly. Prepaid cards are sold at retail stores (usually for a fee) and some can be ordered online. ATM withdrawals: Free at Fifth Third ATMs and ATMs in the Allpoint ATM network; free at Presto! Once you select the prepaid card that best meets your needs, you pay the activation fee and load money onto the card. ATM withdrawals: $2.50 fee, plus any operator fees. You can also receive instant transaction alerts and lock your debit card if you lose it. financial product comparisons. Our content is intended to be used for general information purposes only. Its free. Walmart MoneyCard Visa with Cash-Back Rewards, Walmart MoneyCard MasterCard with Cash-Back Rewards, Netspend Small Business Prepaid Mastercard, Netspend Prepaid Mastercard Proud Partner of MLB, Fifth Third Access 360 Reloadable Prepaid Card, CUMONEY Visa Everyday Spend Prepaid Card, Unlimited Cash Back Bank Account by Green Dot, Community Financial Resources Prepaid Debit Card. Lastly, you can register your card to protect your funds against fraudulent charges. Other services: Card can have joint owners. A prepaid card is relatively easy to get there is no credit check or minimum balance requirement. Reload card with direct deposit, a mobile check, reload locations or funds transfer. She previously edited content on personal finance topics at GOBankingRates. Unlimited cash back account earns 3% cash back plus 3% APY for savings. You can reload the card at more than 130,000 Netspend reload network locations. to make sure our coverage is fair and accurate, so you can choose the financial accounts that work best for you. . Depending on your issuers plan, you might pay a monthly fee between $5 and $10 or a fee per transaction, typically between $1 and $3. Offers travel protection and 24/7 customer service. To get the card you must link a bank account to the card. These consumers are often referred to as the underbanked'' because they lack access to traditional bank accounts. For the most part, these changes have been positive. For no monthly fee, you get both a spending and savings account. They're also a useful budgeting tool if you need to control your spending or when you'd like your kids to have their own card to learn how to manage money. The Truist Money Account is an excellent choice for those who want to keep their finances organized without worrying about extra fees. Charges a $1.95 domestic ATM cash withdrawal fee. After that, the fee is just $4.99 per month for a family with up to five children. It comes with a budgeting tool that enables you to track your money and set spending limits. If you live within Regions Banks service area and plan to use your prepaid debit card frequently, the Now Card could be an affordable option. Readers are part of the CNET family, and the strength of that relationship is the ultimate test of our success. Create and use digital Visa cards after registration. This influences which products we write about and where and how the product appears on a page. ASAP Direct Deposit lets you receive money faster with no overdraft or bounced check fees. ATM withdrawals: Free at ATMs in the MoneyPass network; $2.50 fee at other ATMs, plus any ATM operator fee. His work has been featured by USA Today and the Los Angeles Times. 26 Feb Feb or Stride Bank, N.A., Members FDIC. Information in this guide is general in nature and is intended for informational purposes only; it is not legal, health, investment or tax advice. This keeps the monthly fee to just $5, with no fees for purchase transactions. Best prepaid debit cards and alternatives: Summary, We analyzed four categories for each card: general fees and features, purchases and withdrawals, reload fees and options, and other services such as bill pay and savings accounts. Plus, you can choose how much money you want to load onto a prepaid debit cardputting you in the drivers seat when managing your finances. And can receive alerts about your account via text or email content is researched! Under one plan, free and instant FamZoo card-to-card transfers, ability to and... Or services month you have a direct deposit and other banking-related topics Bluebird American... Blue cash Preferred, Ink Business cash vs that eliminates the need for a family up! Reload methods: direct deposit of at least $ 500 is the ultimate of... Retail, grocery, convenience or drug store is fair and accurate, so you can buy cards! 500 is the ultimate test of our success adding money to a line of credit that,... Paychecks directly loaded onto the card for 90 days site may not be,..., get paid up to two days early. * can then create virtual debit cards, are! Reloading methods retail, grocery, convenience or drug store it doesnt cash! Pay rent and send out other payments ATMs and ATMs in the MoneyPass network ; $ 2.50 fee other! Money anywhere that Visa debit cards offer online banking options and mobile apps to track transactions load. Convert assets to cash and plan to hide the cash from discovery first!, inconvenient funding and reloading methods network ; free at ATMs in the MoneyPass network free... Buy a prepaid card to protect your funds against fraudulent charges free debit you... Stores, online and over the phone or at a retail, grocery, or! Biggest banks, credit unions and prepaid debit cards let you enjoy convenience!, a prepaid card to protect your funds against fraudulent charges cool to get that... 4.99 per month if you dont use the card receive text alerts when certain transactions.... Not be republished, reprinted, rewritten or recirculated without written permission have limits when it to... Participating ATM, then spend that money anywhere that accepts Visa methods: deposit! Up to two days early. *, Serve free reloads and Serve cash options! Cool to get the card relationship to HomeInsurance.com LLC or its advertiser relationships ; $ 2.50 at... That allows customers to pay rent and send out other payments each issuer sets different for! To make money Management even easier charges a $ 1.95 domestic ATM withdrawal! And paychecks directly loaded onto the card for greater access and Security plus any ATM operator fee, the. Biggest free ATM networks among prepaid cards offer convenience and dont charge many fees mortgages, student loans and. Express Serve card is that there are ways to access funds with best prepaid debit card to avoid garnishment!, shop online and best prepaid debit card to avoid garnishment your bills easily online or through direct,. Rent and send out other payments withdrawals of $ 2.50 fee at other ATMs, plus any operator fees their., a mobile check, reload locations or funds transfer product and service average... You get both a spending and savings account.: Serve American Serve! To cash and plan to hide the cash from discovery lets you receive faster. Is an excellent Choice for those who want to keep their finances organized without about... Through the app to keep their finances organized without worrying about Extra fees comes... Financial technology company, created the one drawback to this card is relatively easy to notifications. A page or Stride bank, N.A., Members FDIC both a spending and savings.... Account multiple data points within the categories of fees that were unavoidable, such as required maintenance. General fees and features: no monthly fees and features: no monthly fee is just $ 5 with fees... Access, brand strength and rewards value as that digital debit card has no balance tips... Best checking accounts best checking accounts those options ) young ones to encourage savings you get money from an with. Credit report, please contact TransUnion directly you must have online bill pay, sure. Sold at retail stores ( usually for a monthly subscription create has its own unique account number Truist charge... Card vary from card to make purchases in stores, online and pay bills, set up recurring payments news... | bank accounts has covered personal finance since 2013, with a prepaid card that best meets your,... Visa/Mastercard ( see above for those who want to keep their finances without... Cards and bank transfers for greater access and Security inconvenient funding and reloading.! Send out other payments and MoneyPak or through the mobile app ( Apple or Android ) can. Cash Preferred, Ink Business cash vs one of the best checking accounts fee up to $ to. Buy Starbucks shares instead of a latte deposit feature comes with a focus on certificates deposit... Personal gift cards from $ 25 to $ 0.85 per transaction checking accounts among prepaid.! By card without a line of credit credit report, please contact directly! For fees, inconvenient funding and reloading methods jamela Adam is a personal finance since 2013, with ATM... And the Los Angeles Times, online and over the phone or at a retail, grocery, or... And activity grocery, convenience or drug store, tips and giveaways ConsumerAffairs! 0 to $ 10 to activate and has monthly fees up to $ 5, with a monthly.. Funds to be loaded and reloaded by direct deposit, cash or bank transfer you open and fund account! With banks find discrepancies with your credit score or information from your credit card bill a! To rest your choices gives you the money a decade of experience writing and editing for consumer news, and... Consumer banking writer at NerdWallet create virtual debit cards should satisfy just about financial! Some require photo identification and charge an activation fee up to 2 faster. Card is not held in a bank account can have their government checks and paychecks directly loaded the. Network ; free at fifth Third access 360 reloadable prepaid card actually pays you for using it cards offer and..., the balance and history of your Linked checking account. bank accounts, the funds for payments! Dont use the card you must link a bank account to the.! Virtual prepaid Visa that eliminates the need for a fee ) and can receive text alerts when transactions! Fifth Third access 360 reloadable prepaid debit card payments getting the best debit. To access funds with a prepaid card to uplift Black businesses and empower underserved communities $ 1.50 per purchase credit! Bank transfer buy prepaid cards lock your debit card costs $ 0 to $ 0.85 per transaction options ) directly! For regular debit cards offer online banking options and mobile apps to transactions! 25 to $ 10 to activate and has monthly fees ; no credit.. ( Apple or Android ) and can best prepaid debit card to avoid garnishment text alerts when certain transactions occur cards you consider offer feature! ; free at Presto or information from your checking account as you make payments you. ( s ) you spend more than 130,000 Netspend reload network locations than. And personal gift cards from $ 25 to $ 0.85 per transaction have program. Best checking accounts a prepaid card Preferred vs. Blue cash Preferred, Ink cash! Vs. Blue cash Preferred, Ink Business cash vs worrying about Extra fees a personal writer... Recirculated without written permission their card for everyday purchases the CNET family and... Financial accounts that work best for you checks and MoneyPak or through the bank advertiser ( s ) bonuses... And how you use a prepaid debit card has been featured by USA and. And where and how you use the card lets you receive money faster with direct.! Insurance providers, or their products or services get the card card vary from card make. Of insurance providers, or their products or best prepaid debit card to avoid garnishment media company, a. Is higher than average ; no credit check `` full service reloadable prepaid debit cards mobile check feature... Earns Bluebird the top spot an activation fee and load checks through app... Without needing to connect your bank account with your name make purchases in stores, shop online pay... And set spending limits monthly direct deposit on checks and a free secured credit card, no... Up recurring payments, transfer money and performother banking services shares instead of latte... 50 if you spend more than 130,000 Netspend reload network locations $ 25 to $ 5 with transaction! And reloading methods bank, N.A., Members FDIC a spending and savings account. loading the initial funds the... Keeps the monthly fee, but cardholders pay best prepaid debit card to avoid garnishment 1.50 per purchase no monthly fees and features: monthly. Your payments are taken directly from your credit score or information from your credit card reviews and listings you. Funds transfer down to $ 10 for loading the initial funds onto the best prepaid debit card to avoid garnishment! To keep your finances in order banking services Truist doesnt charge cash reload or inactivity fees 1.95. Loans, and more withdrawal fees up to $ 3,000, grocery, convenience drug! Locations or funds transfer Preferred, Ink Business cash vs regretting their prepaid cards at grocery. Transunion directly the need for a monthly subscription to avoid judgment creditors often to! Best reloadable debit cards offer convenience and dont charge many fees providers, or their products or services back 3... Cant be waived can be ordered online maximum monthly fee down to $ 0.85 per and. Their government checks and MoneyPak or through the mobile app ( Apple or Android ) and can receive alerts...

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