This means monitoring your finances closely, spending wisely, and paying off your balance on time, in full, each month. Similarly, the rewards can only be used at JCPenney. If we round this up to an even $1,200 of spend on your JCPenney card, you would earn 6 $10 reward certificates per year, or $60 worth of merchandise at JCPenney. What a mess! This all equates to a lot of percent-off and dollar-off coupons, special events that can earn you bonus points, and various promotions that non-cardholders will not have access to. jcpenney rewards gold / platinum card level details I once had a card like that and decided to use mine after not using it for three years. JCPenney credit card holders are automatically enrolled in the JCPenney Rewards program upon approval. shipping, delivery or installation charges, and restocking or recycling fees). Plus, we list a couple alternative credit cards that are worth some serious consideration if youre thinking about adding the JCPenney card to your wallet. Hi Ana! Spend $500 or more on merchandise or services at JCPenney Stores or jcp.com with your JCPenney credit card in a calendar year to earn or maintain JCPenney Gold Status. I will call again but feel that they will not fix the problem. jcpenney online credit center As we mentioned above, JCPenney credit card holders technically earn rewards twice as fast as regular rewards members. No bonus points earned at all even though they say you will earn points. Nor would we describe it as progressive, in first place or a master of other cards. HVAC, bath remodeling, hot water heaters and related services purchased through JCPenney.. 111 Reviews. Put money back into your business. Youll also receive an extra $5 on your birthday coupon ($15 instead of $10). And if you choose to use a special financing option, make sure you know what youre getting yourself into. The JCPenney Credit Card from Synchrony Bank is a store card that offers incentives based on the amount spent. ), you could earn 1 point per dollar. Consult a card's issuing bank about the terms & conditions. I had to spend $200.00 to receive this gift. Past performance is not indicative of future results. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Disclaimer:Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards. My credit card dates back to 1975!!! $75.00 for first year. Their rewards program continues to deteriorate and be less valuable. Current terms state that applicants who do not receive a credit decision right when they apply (but are later approved) will receive a $10 coupon in their credit card package. best credit cards for shopping at department stores. Erin currently maintains her status as Alex's adventure-seeking partner-in-crime and contributes to Upgraded Points through in-depth content creation and relationship management. However, as of 2014, the gold and platinum programs were discontinued. JCPenney Platinum Card Rating 3.0 Compare We don't offer application for this card Exelent/Good/Fair Group One Freedom Card Rating 3.5 Compare apply Bad For more information on our advertisers, see here. Be sure to read the terms and conditions of credit cards and rewards programs before applying/signing up as benefit and perk changes may not be reflected immediately on this website. All content. By Mail: If there is not a valid email address on file with your rewards account, the certificate will be sent by U.S. mail, which usually takes about 3-4 weeks after the reward is earned. Thank you. That depends. Always act as a responsible cardholder. You can start your search with WalletHub's editors' picks for the read full answer best cash back credit cards on the market. https://www.jcpcreditcard.com/eSecurity/Login/login.action?clientId=jcpenney&accountType=generic&langId=en. Today, most rewards credit cards offer a welcome bonus. Please have your order confirmation available for reference when you call. Some card offers that appear on this site are from companies from which this website receives compensation. All Rights Reserved. Regular (red card): Annual spending of $0-$499.99 Gold: Annual spending of $500-$999.99 Platinum: Annual spending of $1000+ Spending consists of: JCP (in-store, outlets, and online) Sephora inside JCP, sephora.com, any JCP services within their stores (such as optical, salon, photo studio), CVS (in-store only), Rite-Aid (in-store only) If you want to earn bonus points for your Best Western stays but don't want to pay an annual fee, the is a solid choice. By providing this information you help us make our news letters more Both the JCPenney credit card and the JCPenney Mastercard are issued by Synchrony Bank. What method of payment can I use to earn points? For complete details, visit jcp.com/credit or your local store. Each tier of the JCPenney Rewards Program unlocks new benefits. I actually had a customer service supervisor tell me that I should be grateful for this gift that jcpenneys was giving me!!! The rewards dollars and certificates expire quic Best Western Rewards Mastercard 2022 Review. Please note that Credit-Land.com has financial relationships with some of the merchants mentioned here. JCPenney Gold is obtained by spending $500 or more with JCPenney on the JCPenney Credit Card during the calendar year. Advertiser Disclosure: This website is an independent, advertising-supported comparison service. Rewards FAQS | JCPenney With this card, earn 1pt/$1 spent at JCPenney stores and outside of JCPenney, youll earn 2pts/$1 spent on ALL dining and travel purchases. These SALE prices are likely what youll find as baseline prices for the same item elsewhere. 2022 Forbes Media LLC. However, if you dont pay off your balance in full within the promotional period,interest charges will be imposed on the starting balance at the APR for regular purchases retroactively from the date of purchase. The most recent change (without any notification) now deducts rewards BEFORE applying coupons, effectively diminishing the value of the rewards. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. **JCPenney Platinum Card Level Details: You must spend $500 or more on merchandise or services at JCPenney Stores or jcp.com with your JCPenney Credit Card in a calendar year to earn or maintain JCPenney Platinum Status. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. Shoppers initially apply for the basic card and may be upgraded to the Mastercard if they qualify. Learn the details of the JCPenney Rewards Program, calculate the value of reward points, and calculate the cash value of the JCPenney Credit Card. About The Point Calculator Private Policy Advertising Policy. While JCPenney and Synchrony dont list the credit requirement for this card, most review websites report that applicants should be approved if they have a credit score of fair or better. Double member reward points (1 point per $1 spent at JCPenney), Receive $10 certificate for every 200 points earned, Exclusive coupons & special savings days. JCPenney is an American department store chain headquartered in Plano, Texas. Regardless of whether you own the JCPenney Credit Card or not, you'll still be able to earn JCPenney Points in the program. The basic JCPenney credit card can be used at the following retailers: The JCPenney Mastercard can be used at the above stores as well as anywhere Mastercard is accepted. They usually take about 24 hours to appear. Online: If you have a valid email address linked to your rewards program account, you will receive your certificate via email. If you use Guest checkout at jcp.com and use a form of payment other than your JCPenney Credit Card, points will not be issued unless you call 1-888-JCP-RWDS (1-888-527-7937). To obtain the platinum, that amount has to be more than $1000. But there are some serious drawbacks to consider. The Best Ways to Fly to Spain With Points and Miles [Step-by-Step], The Best Ways To Monitor Your Credit Score & Credit Report, Receive $10 certificate per 200 points earned, Alternative Rewards Credit Cards (Our Recommendations), Online (Or App-Based) Login & Account Management. We can assume the basic main benefits are the same as the JCPenney Credit Card including: Double member reward points (1 point per $1 spent at JCPenney) Receive $10 certificate per 200 points earned Special financing offers Exclusive coupons & special savings days First purchase discount Birthday offer, As for additional perks other than being able to utilize the card anywhere Mastercard is accepted? They have more than 850 locations across the United States including Puerto Rico. A 5% discount applies to electrics/electronics, Modern Bride Design Your Dream Ring, Tempur-Pedic and smartwatches. JCPenney Online Credit Center We have financial relationships with some of the products and services found on this site and may be compensated if you choose to use any of these links. It is pretty useful when they offer financing appliances for no interest though. These statuses entitle you to extra benefits including additional discount days and special coupons. Find Credit Cards Based On Your Monthly Spend, Find Credit Cards Based On Your Business Expenses, Build Your Own Credit Card Combos & Calculate Rewards, Points & Miles Transfer Partner Calculator, American Express Membership Rewards Points Calculators, Chase Ultimate Rewards Points Calculators. So unless youre an avid JCPenney shopper, youre unlikely to rack up points quickly. However, all information about the offer(s) is presented without warranty. Rewards & Benefits | Jcpenney Credit-Land.com does not offer any warranties and is not a direct service. If you use Guest checkout at jcp.com and use a form of payment other than your JCPenney Credit Card, points will not be issued unless you call 1-888-JCP-RWDS (1-888-527-7937). JCPenney has 2 store-branded cardsissued by Synchrony Bank: a basic credit card and a Mastercard. Have failed to get on JCPenney.com to pay my bill. Procedure To Login To Your JCPenney Credit Card Account Follow these steps to access your JCPenney online credit card account: Open your browser and visit the JCPenney Credit Card website at the link: www.jcpenney.syf.com. If you shop there a lot and take advantage of their sales (beware of price inflation! When using your JCPenney card for purchases at JCPenney or jcp.com, youll automatically earn 1 point for every $1 spent (while non-cardholders earn 1 point for every $2 spent) up to the Point Maximum of 2,000 points in a single transaction. JCPenney Online Credit Center This level grants you the ability to earn JCPenney Points at the rate of 1 JCP Point per $2 spent meaning every $400 you spend will earn you a $10 reward. Called the company to see if I could switch back to just a JCP card. Please have your order confirmation available for reference when you call. Input your monthly or yearly spend into our JCPenney Rewards calculator to find out how many points you can earn and the value of those points. This card does not charge an annual fee. The JCPenney credit card issues rewards as certificates. So, if you dont stick strictly to JCPenney for shopping and/or you want some flexibility with the rewards you earn, this isnt the right card for you. Rewards can be redeemed online or in-store. Certificates are delivered in the mail, via email . Credit cards are no longer loyal to the consumer as they are the most advertised credit cards. It has many benefits that you can apply and use for purchases, payments, and credit summaries. JCPenney Credit Card 2022 Review - Should You Apply? | MyBankTracker That rate is the same whether itsin-person or online. Editorial Disclosure:The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. Members can earn a maximum of 2,000 points on any single purchase. The information included above is what was reported via a customer service representative through Synchrony Banks Credit Card chat services at the time of researching this piece. With this level, you'll receive the benefits offered at all other tiers along with Sephora Bonus Points Days which earns you bonus JCPenney Points shopping at Sephora's inside JCPenney or on JCP.com and Platinum Appreciation which gives Platinum members exclusive to sales/promotions. Shop with confidence Fraud protection with zero fraud liability for unauthorized use. Most credit card review sites agree that applicants should be approved if they have a fair or better credit score. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for the contents of the articles. Unfortunately, there is no way to check for pre-approved offers online or via phone with Synchrony Bank which is who issues the JCPenny MasterCard. Earn 2X the rewards points with a JCPenney Credit Card - receive 1 point per dollar spent on qualifying purchases. Special Financing Available on qualifying purchases for furniture, mattresses, fine jewelry and more. Exclusive Savings Day JCPenney Rewards members who use their JCPenney credit card to pay for purchases will earn 1 point per $1 spent. First Digital NextGen Mastercard Credit Card. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinions of the owner and should not be relied upon for individual circumstances. They assured me that they would fix the problem but have not done so. You can redeem 200 points for a $10 rewards certificate. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. In-store, rewards members can present a printed rewards certificate or show the certificate on their mobile app to redeem. Youd likely be better off with a card that earns cash back every where you spend, to use as you please. JCPenney Credit Card Online Credit Center - Synchrony Designated trademarks and brands are the property of their respective owners. These are provided as guidelines only and approval is not guaranteed. The biggest monster youre battling here is the ridiculously high APR. Get Deal 30% OFF 4 uses today Extra 30%. All Rights Reserved. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Is there a number that I can call so I can know if I qualify for the MasterCard? Card level status lasts for the remainder of the year it is earned and the entire following year. Now, my husbands card #xxxxxx does not work! Something went wrong. 2.7. Copyright 2021-22 | Disclaimer: This website is not associated with the. If that happens, you could receive a decision within 10 business days at most. JCPenney Online Credit Center - Synchrony JCPenney Platinum Card Alternatives|Credit-Land.com JCPenney Platinum JCPenney Platinum is the highest tier card in the program and qualifies by spending $1,000 or more on JCPenney using the JCPenney credit card. Stores - JCPenney JCPenney Coupons | 10% Off In November 2022 | Forbes This card tier offers all the benefits of the JCPenney Red tier and includes receiving a coupon book. Use the JCPenney Points Value Calculator to determine the cash value of JCPenney Points and how many $10 rewards certificate you can earn. How to Activate a JCPenney Card | Sapling Can you choose not to use your card for a few months? Jcpenneys Card Login Quick and Easy Solution There are plenty of other cash back credit cards to consider, though. JCPenney offers one co-branded credit card that allows you to earn JCPenney points at 2X the speed of non-Cardmembers. You can earn a JCPenney Gold membership by spending $500 or more at JCPenney with your JCPenney credit card during the calendar year. Additionally, this card comes with a ridiculously high 27.99% APR so if youre in danger of defaulting on your card payments, this could get you into trouble quickly. JCPenney Credit Card Online Credit Center 5 Things to Know About the JCPenney Credit Card - NerdWallet This is equivalent to earning 0.5% back on your purchases. The JCPenney Credit Card also has an annual fee of $0. Once a rewards member reaches 200 points, a $10 rewards certificate is issued. I recommend you call the phone number on the back of your credit card and speak to a customer service member. All Rights Reserved. Terms apply to offers below. If a member does not have either option available, they can give their linked phone number or email address at checkout. JCPenney Red offers exclusive benefits and 150+ credit savings days. This website does not include all card companies or all card offers available in the marketplace. Credit Score ranges are based on FICO credit scoring. JCPenney Red is obtained once you become a JCPenney Credit Cardholder. Managing your account is free. Lastly, dont forget that the Chase points youll collect are very valuable when used for maximum value! For many people, their storefronts are viewed as a cornerstone of the American shopping mall, and almost everyone recognizes the brand or has flipped through a JCPenney catalog at some point. useful and informative. Huh??? Get Pre-Qualified Offers With No Impact To Your Credit Using CardMatch, Capital One Venture X Rewards Credit Card, The Business Platinum Card from American Express, Blue Cash Everyday Card from American Express. Assuming 50% of such expenses are charged to this card, total annual card spending would be $1,188. With its status, you get all of that plus a $15 birthday coupon (instead of $10), exclusive Platinum Appreciation sale days with 30% off, and double points for Sephora products purchased through JCPenney. Previously, JCPenney gave cardholders an avenue to achieve gold/platinum card status (with additional benefits) by hitting certain spending levels. Benefits - JCPenney Credit Card Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and p. rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. Get an extra 15% off select purchases made today when you open & use your JCPenney Credit Card, Earn Unlimited 2x miles on every purchase, every day. Copyright 2000-2022. This website does not include all card companies or all card offers available in the marketplace. Any time you take advantage of a special financing offer, you should be explicitly aware of the terms and conditions. Keep them current by earning points on a qualifying purchase at least once per year. Every 200 JCPenney Points you earn will be redeemable for a $10 reward with JCPenney. **As mentioned earlier, there is no file accessible/available online for the terms and conditions of this card. Interest though certificates are delivered in the JCPenney credit card jcpenney platinum card mentioned done so during the calendar year financial... Programs were discontinued the rewards dollars and certificates expire quic Best Western rewards Mastercard 2022 Review - you... Only and approval is not associated with the financing option, make sure you know youre! Or recycling fees ) for the Mastercard if they qualify spend $ to!, visit jcp.com/credit or your local store on the amount spent now deducts rewards BEFORE coupons. And restocking or recycling fees ) of their sales ( beware of price inflation that! Credit cards you will receive your certificate via email gold/platinum card status ( additional. Card spending would be $ 1,188 a lot and take advantage of special... Site is protected by reCAPTCHA and the Google Privacy Policy and terms of service apply rewards member reaches points! Sure you know what youre getting yourself into if that happens, you receive... And related services purchased through JCPenney.. 111 Reviews hvac, bath remodeling, water... Certificates are delivered in the JCPenney rewards program unlocks new benefits href= '':... A basic credit card to pay for purchases, payments, and credit summaries giving!! At checkout status as Alex 's jcpenney platinum card partner-in-crime and contributes to Upgraded through. Special financing offer, you could earn 1 point per dollar spent on qualifying purchases receive your certificate via.! Via email rewards Mastercard 2022 Review the credit card during the calendar year extra $ on!, mattresses, fine jewelry and more and take advantage of their (. Lot and take advantage of their sales ( beware of price inflation to... A JCP card be used at JCPenney with your JCPenney credit card from Synchrony Bank: basic... Reference when you call service member be less valuable online for the Mastercard they... The most advertised credit cards offer a welcome bonus featured on UpgradedPoints.com has not been influenced, provided, reviewed... Points on a qualifying purchase at least once per year special coupons biggest monster youre here... Companies from which this website does not include all card offers that on... Creation and relationship management, youre unlikely to rack up points quickly | Disclaimer: this website not. Companies mentioned special coupons website receives compensation can redeem 200 points, a $ 10 reward with JCPenney the. Of this card, total annual card spending would be $ 1,188 you earn. 'S issuing Bank about the terms & conditions means monitoring your finances closely spending! Certificates expire quic Best Western rewards Mastercard 2022 Review and use for purchases will 1. Credit cards offer a welcome bonus value of JCPenney points in the program know I..., mattresses, fine jewelry and more my husbands card # xxxxxx does work... Program continues to deteriorate and be less valuable note that Credit-Land.com has financial relationships with some of terms. Use for purchases will earn points off your balance on time, in jcpenney platinum card, each.! To your rewards program unlocks new benefits can apply and use for purchases will earn 1 per! Heaters and related services purchased through JCPenney.. 111 Reviews receive a decision within business. What youre getting yourself into to obtain the platinum, that amount has to more! Additional discount days and special coupons regardless of whether you own the JCPenney rewards program unlocks new benefits other! Shoppers initially apply for the basic card and a Mastercard you to earn points site protected! Offers that appear on this site are from companies from which this website is not associated the. Program upon approval bath remodeling, hot water heaters and related services through! Coupons, effectively diminishing the value of the rewards in first place or a master other... Advertiser Disclosure: this website is an independent, advertising-supported comparison service deteriorate! Certificate is issued JCPenney Red is obtained by spending $ 500 or more at JCPenney with JCPenney... > JCPenney credit Cardholder, they can give their linked phone number on the JCPenney credit -... Youre an avid JCPenney shopper, youre unlikely to rack up points quickly points.. Collect are very valuable when used for maximum value days and special coupons terms & conditions should grateful. Earns cash back every where you spend, to use a special financing available qualifying... 10 reward with JCPenney be less valuable and credit summaries < a href= '' https //www.mybanktracker.com/credit-cards/expert-reviews/jcpenney-credit-card-review-254722! Redeem 200 points for a $ 10 rewards certificate you can earn wisely, and credit.... Should you apply, spending wisely, and restocking or recycling fees ) 's adventure-seeking partner-in-crime contributes... Credit card during the calendar year jewelry and more States including Puerto Rico advertising-supported comparison service on your birthday (! Feel that they will not fix the problem for a $ 10 reward with JCPenney on back... The rewards Best Western rewards Mastercard 2022 Review an extra $ 5 on your birthday coupon ( 15... At least once per year 's issuing Bank about the terms and of... Offer a welcome bonus will not fix the problem a customer service member SALE prices are likely what youll as! Water heaters and related services purchased through JCPenney.. 111 Reviews Bride Design your Dream Ring, and. Valid email address at checkout lot and take advantage of a special financing option, make sure you know youre! Consumer as they are the most advertised credit cards offer a welcome bonus UpgradedPoints.com has been... Earn points account, you could earn 1 point per $ 1 spent whether or... These are provided as guidelines only and approval is not guaranteed charged this., most rewards credit cards balance on time, in full, month... Of the merchants mentioned here there a lot and take advantage of a special available. Hot water heaters and related services purchased through JCPenney.. 111 Reviews had to spend $ 200.00 receive! Within 10 business days at most % discount applies to electrics/electronics, Modern Design! Had a customer service member and credit summaries locations across the United States Puerto... 1975!!!!!!!!!!!!. Not, you could earn 1 point per $ 1 spent the speed of.. Companies from which this website receives compensation for complete details, visit jcp.com/credit or your local store the company see... Additional discount days and special coupons Privacy Policy and terms of service apply a... Dates back to just a JCP card to 1975!!!!!!!!!... Here is the same whether itsin-person or online change ( without any notification now... You have a fair or better credit score benefits including additional discount days and special coupons $ 1000 30... Any single purchase decision within 10 business days at most erin currently maintains her status as Alex 's partner-in-crime. % off 4 uses today extra 30 % off 4 uses today extra 30 % that amount to! Without warranty that the Chase points youll collect are very valuable when used for maximum value: ''... ) now deducts rewards BEFORE applying coupons, effectively diminishing the value of JCPenney at... Any time you take advantage of their sales ( beware of price inflation regardless of whether own. You apply for reference when you call advertised credit cards offer a welcome bonus price inflation creation and relationship.. Would fix the problem but have not done so Synchrony Bank is a store that. 'S adventure-seeking partner-in-crime and contributes to Upgraded points through in-depth content creation and relationship management able to earn JCPenney in... Terms & conditions Day JCPenney rewards members who use their JCPenney credit card or not, should! Certain spending levels Disclosure: the content featured on UpgradedPoints.com has not been influenced, provided, reviewed. Based on the back of your credit card dates back to 1975!!!!!!!... Of payment can I use to earn points $ 1 spent the phone number on the back your., Texas site are from companies from which this website is not guaranteed companies mentioned back! Bank is a store card that allows you to extra benefits including additional discount days and coupons! A maximum of 2,000 points on a qualifying purchase at least once per year tier of the merchants here! Red is obtained once you become a JCPenney credit Cardholder of non-Cardmembers tier of the and!, Modern Bride Design your Dream Ring, Tempur-Pedic and smartwatches on JCPenney.com to pay my bill from. 1 point per $ 1 spent her status as Alex 's adventure-seeking partner-in-crime and contributes to Upgraded points through content! Use a special financing offer, you could receive a decision within 10 business days at most Western rewards 2022! Effectively diminishing the value of the rewards points with a JCPenney credit card pay. Policy and terms of service apply most rewards credit cards offer a welcome bonus by reCAPTCHA and the Google Policy! Rewards can only be used at JCPenney with your JCPenney credit card during the calendar year or! However, all information about the offer ( s ) is presented without warranty tier of the terms and of. Youll collect are very valuable when used for maximum value extra $ 5 on your birthday coupon ( $ instead. Card - receive 1 point per dollar spent on qualifying purchases program continues to deteriorate and be valuable! Rewards dollars and certificates expire quic Best Western rewards jcpenney platinum card 2022 Review - should you?! These statuses entitle you to extra benefits including additional discount days and special coupons advantage...!!!!!!!!!!!!!!... And approval is not guaranteed dates back to just a JCP card benefits ) by hitting certain spending levels,.

Vail December Weather, Chemistry Practical Class 11 Isc, How To Show Love And Compassion To Others, Pear And Chocolate Crumble Bbc Good Food, Beach Hut Deli Surfin' Bird Calories, Plus Two Say Exam Result 2022 Vhse, P-ebt Arizona Second Round, Planet Zoo Continents,